Ocean County, NJ Disability Lawyers

If you require financial support because of a recent disability, you may be able to receive disability benefits in Ocean County.

The main type of disability benefit available to people in Ocean County who have once worked but are no longer able to because of a medical condition is Social Security Disability Insurance (SSDI). These benefits are distributed to recipients monthly as long as they remain eligible or until retirement age. Filing for disability benefits requires applicants to provide considerable information about their personal life, disability, and work history. You can file an appeal in Ocean County if your initial claim is denied. Benefit amounts vary, and the current maximum monthly benefit is $3,627.

To get benefits, call the Ocean County, NJ disability lawyers at Young, Marr, Mallis & Associates for a free review of your case today at (609) 557-3081.

Ocean County, NJ Disability Benefits

Learning about, and ultimately getting, disability benefits in Ocean County can be lengthy and challenging. While there are several types of disability benefits available, eligibility might depend on an applicant’s medical condition, the cause of their disability, and their work history.

The most common type of disability benefits available to people in Ocean County are Social Security Disability Insurance benefits. These benefits come in monthly payments and are assessed based on an applicant’s work history and type of disability.

In addition to SSDI benefits, the Social Security Administration (SSA) also provides certain people with Supplemental Security Income (SSI) benefits. SSI benefits are available to disabled people with limited resources, regardless of their work history.

Sometimes, people are injured or become ill at some point in their lives, making them unable to continue working and earning an income. Should this happen to you, our disability attorneys can review your work history and medical condition to determine if you meet the SSA’s criteria for SSDI benefits. Though many different types of injuries, illnesses, and disabilities do qualify people for SSDI benefits, some conditions are not covered. In that case, you may be eligible for another type of disability benefit in Ocean County.

Filing for Disability Benefits in Ocean County, NJ

The Social Security Administration requires people seeking disability benefits to apply for them. The application itself can be complicated and requires applicants to provide detailed information about their medical condition and work history.

Personal Information

You can apply for SSDI benefits online or by making an in-person appointment with the SSA. When applying, you must be able to provide personal information about yourself, such as your name, date of birth, and Social Security number. You must also give your banking information if you would like to receive your monthly SSDI benefit checks through direct deposit.

Medical Information

The challenging part of getting SSDI benefits for many applicants surrounds the need to provide considerable medical information. Applicants must be able to give information about all visits with medical professionals, including any prescriptions they might be taking and any medical tests they have received to confirm their condition.

Employment Information

The third part of the application process for SSDI benefits in Ocean County is providing information about their work history. Applicants must offer details about their income for the past two years and their employer’s information. You must also include information about previous jobs you have worked over the years, as work history factors into benefit amounts. If you have filed for Workers’ Compensation benefits, be sure to note that on your application for SSDI benefits as well.

Applicable Documents

You may have to provide additional documents when applying for SSDI benefits, such as your birth certificate, proof of citizenship, W-2 forms, medical records, and pay stubs. You can either mail supporting documents to the SSA after you have submitted your application online or take them to an SSA office directly.

Appealing a Disability Benefit Denial in Ocean County, NJ

Unfortunately, not all disability benefit applications are initially approved in Ocean County. If your application is rejected, you can file an appeal for benefits.

The majority of valid disability claims that are denied in Ocean County are rejected because of insufficient information or evidence provided in the initial application. After filing an appeal, our lawyers can include updated information about your medical condition that illustrates your eligibility for SSDI benefits. If this request for reconsideration is unsuccessful, you will have three additional chances to appeal a denial.

The next opportunity will be a hearing with an administrative law judge. If the judge does not agree with your appeal, you can request a review of their decision. The final chance to appeal a disability benefits claim denial in Ocean County is to file a federal district court option. In many cases, appeals do not reach this level.

Ocean County, NJ Disability Benefit Amounts

Social Security Disability Insurance benefit amounts are not standardized and are instead based on an individual person’s work history. If you receive benefits through a parent, your benefits will be based on their work history.

SSDI benefits aim to replace a person’s income who can no longer earn money because of a disability. They are funded by the national workforce, meaning money comes out of everyone’s paycheck each month to go towards SSA disability benefits. The more years you work, the greater your monthly check may be if you need SSDI benefits in the future.

Currently, the maximum monthly SSDI benefit for people in Ocean County is $3,627. That said, your monthly benefit may be lower if you are not near retirement age. People who have sustained a disability before the age of 22 and cannot work can get SSDI benefits through a parent’s earning record, providing they meet the necessary criteria.

Ask Our Ocean County, NJ Lawyers About Disability Benefits Today

Call the disability lawyers at Young, Marr, Mallis & Associates for a free review of your case today at (609) 557-3081.