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Clifton, NJ Disability (SSDI) Lawyer

Disability benefits are reserved for those who can no longer work because of an illness or injury. If you need financial support, you might be entitled to disability benefits from the Social Security Administration (SSA) in Clifton.

To learn if you are eligible for Social Security Disability Insurance (SSDI) benefits, we will begin by looking at your work history. This refers to the number of years you have worked and had Social Security taxes taken out of your paychecks. We will then look at your medical condition and see if it qualifies you for disability benefits in Clifton. Then, we will gather your medical records, personal information, and financial information to prepare your application for SSDI benefits. Your monthly benefit payment amount will depend on your work history. Your monthly benefit payment date will depend on your birthday.

To have the Clifton, NJ disability lawyers of Young, Marr, Mallis & Associates review your case for free, call us at (609) 557-3081.

Learning if You Are Eligible for SSDI benefits in Clifton, NJ

If you have found yourself unable to work because of an injury, illness, or other medical condition, you may be eligible to receive regular SSDI benefits in Clifton. Whether or not that is the case depends on a few things, like your work history and disability.

Your Work History

The first element of SSDI benefit eligibility is an applicant’s work history. Social Security Disability Insurance benefits are funded through tax dollars, taxes dollars that are taken out of workers’ paychecks regularly. The longer you have worked, and the more taxes are taken out of your paychecks, the greater the chances are that you qualify for SSDI benefits. Typically, people with 40 work credits, or who have worked for about ten years, can get SSDI benefits in Clifton. Suppose you do not have a work history that would make you eligible for disability benefits. In that case, you may be able to get payments through your parent’s work history, depending on when you sustained your disability. If you cannot get SSDI benefits through your parent’s work history, you might be eligible for other disability benefits.

Your Qualifying Disability

The second element of SSDI benefit eligibility is an applicant’s disability. The Social Security Administration provides a long list of illnesses and injuries that qualify a person to receive disability payments. These range from musculoskeletal disorders to cancers, including some mental illnesses as well. Our disability lawyers can review your medical records to confirm whether or not your disability meets the impairment criteria of the SSA. Although your disability must prevent you from working, you do not have to have sustained your disability while working to receive SSDI benefits in Clifton.

Applying for SSDI Benefits in Clifton, NJ

Applying for SSDI benefits can be a difficult process. Our attorneys can help you prepare your application so that your claim for benefits is approved as quickly as possible.

Start by gathering all of your personal information, such as your name, address, and Social Security number. You might also need to provide proof of prior employment, such as tax returns.

Then, there is the information regarding your medical condition. You will need to provide details about the doctors treating your condition and all of the tests and treatments you have received up to this point. Because having a qualifying medical condition is paramount to receiving SSDI benefits, it is important that you submit all necessary records regarding your disability when applying for payments.

Because the application process is long and a mandatory five-month waiting period will follow your approval of benefits, it is important to start the process as soon as realize that you cannot work because of your disability in Clifton.

Calculating Your SSDI Disability Benefit Amount in Clifton, NJ

Not all Social Security Disability Insurance benefits are the same. Your monthly check will depend on your work history and your work history alone.

Those who have worked for their entire lives and are unable to continue doing so because of an injury or illness will receive the largest monthly SSDI benefit available. As of 2023, the maximum monthly SSDI benefit is $3,627. Generally, this payment is only available to those close to retirement age.

This means that if you have only worked a decade or two, your monthly SSDI benefit will be lower. You might be able to offset additional financial needs by working a part-time job or receiving additional support from other disability benefits.

If you are receiving SSDI benefits through your parent’s earning record, your benefit amount will be based on their work history, possibly increasing your monthly benefit.

Payment Dates for SSDI Disability Benefits in Clifton, NJ

Social Security Disability Insurance benefits are paid to recipients on a monthly basis. The date you receive your monthly check will depend on your birthday.

Individuals born between the 1st of the month and the 10th will get their benefit on the second Wednesday of each month. Those born between the 11th and the 20th will get their benefit on the third Wednesday of each month. And those born between the 21st and the 31st will get their benefit on the fourth Wednesday of each month.

If you get SSDI benefits through your parent’s earning record, your monthly benefit payment date will depend on your parent’s birthday.

The easiest way to receive SSDI payments is through direct deposit. The SSA will send your monthly benefit to your bank account at midnight on your payment date. While getting SSDI benefits by mail is an option, it might allow for mailing delays. If you did not receive your benefit on your usual payment date, reach out to our attorneys for help.