Paterson, NJ Disability (SSDI) Lawyer

No one expects an injury, illness, or disability to change their lives, preventing them working. Should you find yourself in such a situation, you might be eligible to get Social Security Disability Insurance (SSDI) benefits in Paterson.

Whether or not an applicant qualifies for SSDI in Paterson will depend on their earning record and their medical condition. If you are unable to earn an income because of a recently diagnosed or sustained injury, illness, or disability, you could be able to get monthly payments from the Social Security Administration (SSA). The sum of those payments varies from recipient to recipient and depends on the extent of each person’s work history. You should get SSDI benefits for as long as your disability persists and prevents you from engaging in substantial gainful activity. The SSA may request information confirming your continuing eligibility from time to time.

To have our Paterson, NJ disability lawyers review your case for free, call (609) 557-3081 and speak to the team at Young, Marr, Mallis & Associates today.

Figuring Your Eligibility for SSDI Disability in Paterson, NJ

There are two factors that decide whether or not a person is eligible for SSDI benefits: their work history and their medical condition. Applicants must meet the criteria of both categories in order to receive Social Security Disability Insurance benefits in Paterson.

Your Work History

The first thing to pin down is whether or not you have a suitable work history. Social Security Disability Insurance works similarly to an insurance plan in that payments toward SSDI come out of your work checks in the form of taxes. The safety net is then there, should you need it. This means that the more you have worked and the more you have paid into the system, so to speak, your eligibility for SSDI becomes cemented. Generally speaking, you need a solid work history in order to be eligible for SSDI. If your work history is not extensive but you received the diagnosis for your disability before turning 22, you might be able to get SSDI through one of your parent’s earning records. Our disability lawyers can review your situation and earning record to determine if you have enough work credits to make you eligible for SSDI in Paterson.

Your Injury, Illness, or Disability

The second part of the equation will be in regard to the applicant’s medical condition. On top of having a work history that makes you eligible for SSDI, you must also have a qualifying disability. The Social Security Administration publishes its listing of impairments on its website. Eligible disabilities range from mental health disorders to cancers. The crux of the issue is whether or not your disability prevents you from working. Because of this, we will have to submit your medical records within your SSDI application. Doing this can prevent the SSA from rejecting your claim, as you can provide them with ample information about your injury, illness, or disability that establishes your eligibility for SSDI payments.

Figuring Your SSDI Disability Payment in Paterson, NJ

Social Security Disability Insurance benefit payments vary, depending on each recipient’s earning record. Our attorneys can help you estimate your likely payment amount, so you can more easily prepare for your future financial situation.

For 2024, the maximum monthly SSDI benefit payment is $3,822. This amount is typically reserved for those with expansive work histories or who are close to retirement age. Essentially, the more you work and pay into the safety net, the larger your monthly payment will be if you ever need the safety net. Remember, your employer should take taxes for Social Security out of your monthly paychecks, so this is not something you necessarily need to keep tabs on prior to requiring SSDI payments in Paterson.

When it comes to SSDI benefits, no disability is worse than another. That is to say, all qualifying disabilities are treated the same, meaning your condition will not factor into the amount of your monthly benefit, just your eligibility for benefits. You should receive your SSDI payment on the same date each month in Paterson. Payments dates are determined by the date of birth of each recipient. Depending on the day you were born, you will either get your benefit check on the second, third, or fourth Wednesday of each month.

Continuing Eligibility for SSDI Benefits in Paterson, NJ

After you are approved for SSDI payments in Paterson, you will not be finished with the Social Security Administration. From time to time, the SSA may require you to go through a continuing disability review to confirm you are still eligible for monthly benefits.

Based on the likelihood of your medical improvement, the SSA may review your condition periodically. This might be every three years or less frequently if your condition is not expected to improve. During such evaluations, the SSA will request updated information about your condition and may require current medical records.

Maintaining eligibility for SSDI benefits also requires recipients to keep tabs on their additional income. If you get Social Security disability benefits and earn over the substantial gainful activity limit ($2,590 for blind recipients and $1,550 for non-blind recipients), your benefits might be revoked. Similarly, if you trigger a trial work period by earning over $1,110 a month and leave the trial work period unchecked for too long, you could lose your SSDI payments in Paterson.

Because of this, it is important to keep an eye on any additional earned income and report that income to the SSA. It will also be necessary to keep going to the doctor and have current medical records regarding your disability so that you can confirm your continuing eligibility for SSDI if the SSA ever comes knocking.

Call Our Paterson, NJ Attorneys to Get Disability Benefits

Call the disability lawyers of Young, Marr, Mallis & Associates at (609) 557-3081 for a free case analysis.