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Perth Amboy, NJ Disability (SSDI) Lawyer

Many Americans have disabilities that prevent them from working or earning income sufficient to live a fruitful life. For many of those people, SSDI provides financial support to them and their loved ones. However, getting your application approved for the program can be hard, and it will be tough to navigate all of the paperwork without professional help.

Luckily, our lawyers can help you with your SSDI needs. No matter if you are considering applying or in the middle of the process, our attorneys know how to navigate the SSDI landscape and can help work with you toward getting your application approved.

For a totally free review of your situation, call Young, Marr, Mallis & Associates by dialing (609) 557-3081 and have a chat with one of our SSDI lawyers.

Explaining SSDI in Perth Amboy, NJ

Social Security Disability Insurance (SSDI) is a program run by the federal government to assist people who are not able to earn a livable income because of a disability. Individuals who benefit from the program get monthly payments so they can financially support themselves.

Many people rely on SSDI as their only source of income. However, some SSDI beneficiaries may have a small amount of income independent of Social Security Disability Insurance.

SSDI Applications in Perth Amboy, NJ

When you are applying for SSDI, there are some administrative procedures you must go through and complete. One of those things is filling out forms and an application – available on the SSDI website – with the help of our lawyers.

SSDI is a notoriously competitive program. Many applicants to the program are denied on their first application but are later accepted and start getting benefits once their application is approved on appeal. It is almost always a good idea to appeal your application if it is initially denied. If your application is still rejected after that, you can have a hearing to determine your eligibility for SSDI. Fortunately, many applicants are given the benefits they need after these hearings, so you should stay determined and continue to work with our SSDI lawyers through the process.

One way to ensure that you have a strong initial Social Security Disability Insurance application is to explain your disabling condition and how that disability affects your life. For example, if your condition prevents you from performing certain basic functions, you should talk about that in your application. You can support your claims in your application by also submitting medical records and other information. Additionally, you must show in your application that you are a citizen of the United States.

If there are any questions, concerns, or other things that arise when filling out your SSDI application, you should speak to our lawyers so we can assist you.

What are the Requirements for SSDI in Perth Amboy, NJ?

Eligibility requirements need to be met for SSDI applicants to be accepted under the program. SSDI has a website where these requirements are laid out and explained. To see if you meet these requirements, our SSDI attorneys can examine your situation and give recommendations on how you should proceed.

Prior Work History

SSDI requires that applicants have some sort of work history in order to benefit from the program. To demonstrate eligibility for SSDI, you need a given number of what are called work credits. In general, you will need 40 work credits at minimum to be eligible for SSDI.

To earn work credits, SSDI takes into account your yearly income. “income” means both what you earn as an employee and income earned through self-employment. It is important to remember this if you have multiple sources of income that fall under different categories.

The credits you earn are based on how much income you have. The SSDI website has a table showing how much income you need for one SSDI credit. Each year, the amount will increase. For 2024, the amount of earnings you need for one credit is $1,730. To earn the 4-credit limit for a year, you would need $6,920 in income. Of the 40 credits you need to be eligible for SSDI, 20 need to have been earned in the past 10 years.

Younger people can be eligible for SSDI with less than 40 work credits. This is understandable, as someone in their 20s may not have 10 years of work experience. Somebody who is less than 24 years old needs six credits to be eligible, a person between 24 years old and 31 years old needs credits demonstrating that they were working for at least half of the time between when they turned 21 years old and when they became disabled, and a person aged 31 or older is required to have the standard requirement of 20 credits over the last 10 years.

Proving You are Disabled

You also need to demonstrate on your SSDI application that you are, in fact, disabled. You need to be disabled to the point that it prevents you from working in order to be eligible for SSDI. There is a definition of what the SSDI program considers a disability available on their website.

You need to be what SSDI calls “totally disabled” to qualify. This means that your disability prevents you from working and supporting yourself. Additionally, your disability must be preventing you from getting a different job. Finally, SSDI has some conditions that are found in what is called a “listing of impairments.” If you have any of these conditions, you should be considered disabled for the purposes of SSDI.